Fintech: A Literature Review

This article analyzes the Fintech evolution. After describing process of this phenomenon, some main definitions are provided both nationally and internationally. Finally, six models analyzed.
 
 Through a systematic literature, 14 articles have been selected that deal with phenomenon Fintech.
 Six business implemented by ever growing number startups identified, payment, wealth management, crowdfunding, loan, capital market insurance services. Internationally, has already defined International Monetary Fund (IMF), World Bank Group (WBG), Financial Stability Board (FSB), Organization for Economic Cooperation Development (OECD), Securities Commissions (IOSCO), Settlements (BIS). On national level, on other hand, analyzed various countries, USA, United Kingdom, Singapore, China, Switzerland, Australia European Union.
 refers to broad set innovations - observable in financial field sense which made possible use new technologies offer services end users internal production processes operators as well design enterprises, without thereby compromising configurations intersectoral activities.
 appears be representative innovative methods based technology carrying out activities directly or indirectly connected rather than being pre-defined industrial sector. Following logic digital economy, contributes designing an open continuous network modular businesses, individuals banking, intermediaries, becoming powerful acceleration force integration policies markets EU.